Zephyr Homeloans, the specialist buy-to-let lender owned by Computershare, has reduced its income coverage ratios. For houses in multiple occupation (HMOs), multi-unit freehold blocks and flats above commercial property, Zephyr has reduced its ICR from 155% to 135% for limited companies and to 150% for individuals. Zephyr has also cut the ICR for new build […]
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